Sunday, June 10, 2012

Kendall's First (& Hopefully ONLY) Wreck

Monday Kendall was involved in a car accident.  She's fine!  The truck, however, is not fine.  Kendall was driving a friend home from school & the jeep in front of her slammed on it's brakes when the car in front of him slammed on theirs to stop at a stop light.  The jeep missed the car in front of him & Kendall slammed on her brakes but was unable to miss the jeep.  (You can still see the skid marks that Kendall & the jeep made!)  She hit the spare tire on the jeep & scratched his bumper just a bit.  (The driver of the jeep was fine, too.)  The truck suffered the worst damage:

Honestly, it doesn't look that bad.  The grill is cracked & the hood is not where it belongs.  Our little 1994 Ranger stood up pretty well!  In this instance it's probably good there were not air bags...she & her friend likely would have had broken noses from the front impact. 

On Tuesday, our insurance sent a tow truck to tow the truck to McCoy Motors Body Shop for an estimate on repairs.  Imagine our complete & utter disbelief when our claim rep called & said that the truck was being totaled!  It seems that the costs to repair the truck & the salvage amount exceeded what the truck was worth.  While this damage doesn't look like much, apparently the radiator was twisted & the tie rods were bent.  Obviously, the grill, hood & bumper had to be replaced. 

All I have to say is thank God we had full coverage!  And we almost didn't!  I had been thinking for quite some time that the truck was old (we've had it since February, 1995 & bought it brand new) & it didn't need full coverage.  I had mentioned it to my friend Mickey, who is also my insurance agent, & we just kinda forgot about it.  Good thing, too!

So Monday we had a truck.  And 48 hours later we had a check.  The insurance paid us a very fair amount.  Now the dilemma is what to do with it.  The tuck was Don's, not Kendall's.  We paid the gas & insurance.  All she does is drive to school & it is summer, so no school.  Plus, she'll be spending a good portion of the summer in Texas with her Aunt & Uncle.  We've talked about just keeping the money & letting her drive the Pathfinder.  We've talked about getting Don a jeep...he's always wanted one...and letting Kendall drive the Pathfinder.  I ride the bus or my bike to work, so right now it seems silly to get another vehicle.  Unless some screaming deal comes along, we're waiting.  Indefinitely.

As for Kendall, she has some aches & pains from the seat belt.  She had her first chiropractor visit this past Thursday.  She said her neck has never felt so good!  Today she's going in for a massage.  The chiropractor thinks she may have cracked a rib.  We shall see.  Poor kid...she started the week with an accident & ended it getting her wisdom teeth out.  More on that later...

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